Don't be caught out without travel insurance this summer

Holidaymakers are being reminded of the importance of having adequate travel insurance.

Without it during a trip abroad any illness or injury will result in you having to cover all of your medical costs.

For holidays in the UK it's slightly different as hospital treatment is free - however not every outcome is catered for.

Repatriation costs are not covered, with a trip in the air ambulance carrying as much as a £20,000 bill.

Health and Social Care Minister Howard Quayle said the one off cost of travel insurance can make all the difference:

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